What We Do
"Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success."
- Michael Romero
Wealth Management Advisors has found that there are issues most important to our clients and their families. Each of these issues is interrelated and acts like a balancing scale. If you make an adjustment to one issue, it effects the others. A properly structured financial plan enables you to face any financial planning challenge that may present itself during each stage of your life. Through the financial planning process, we help you assess financial need, develop strategies to pursue goals and strengthen your financial future.*
How your money is actually managed. We follow a disciplined approach to balance risk and return. We keep things simple and use a clear strategic plan. We have ongoing client meetings to monitor and adjust portfolios to fit our clients needs. We focus on Income, Active Management, and The Market.
The estate Documents you should have in place. How will social security and taxes effect your plan? Is your will current? Do you have a health care directive and durable power of attorney? We can recommend an attorney and remain involved in the process to ensure timely completion. What about charitable planning? We want to ensure you are not only "Living Your Legacy," but also leaving a legacy to your loved ones.
Intentional planning can have a big impact. The best chance of building and protecting your financial future comes from planning early for retirement. No one wants to out live their income in retirement. You want to plan for taxes, social security, and have an income in retirement. We can help you see what your retirement needs look like. Although we can't be exact, we can provide a pretty good idea of where you need to be and how to plan accordingly.
Another way to say insurance or protection planning. We can assess your currently held policies. This helps to ensure policies are appropriate and fairly priced for your specific needs. We also recommend long term care and disability policies be reviewed so they can grow with need Reviews are invaluable in identifying risk gaps that should be addressed.
CASH FLOW AND DEBT MANAGEMENT
Some people carry debt. We can help you formulate a strategic plan to reduce debt and manage cash flow. As a Dave Ramsey Certified Master Coach, Jory can come along side you. Being debt free is a cornerstone of Dave Ramsey's advice and philosophy to building wealth.
Options available to parents, grandparents and others. We can recommend various options to help fund education for your legacy to continue.
We can help you with key items. Should I offer a 401K and/or other retirement accounts to my employees? Do you need a "buy sell" agreement? Is "key man" insurance important to have? What is your exit strategy? We can help you plan for these key items with your business needs.
The unforeseen areas of your financial life. It might be taking care of parents, planning a wedding, a big trip, or a purchase. It is planning for something that doesn't fit in the seven areas above.
A properly structured financial plan enables you to face any financial challenge that may present itself during each stage of your life. Through the financial planning* process we help you assess financial need, develop strategies to pursue goals, and strengthen your financial future using Wealth Management Issues as a guide.